Uninsured and Underinsured Motorist Claims
San Francisco Uninsured Motorist Accident Lawyers
Making a Claim on Your Policy
If you were in a car accident with an uninsured or underinsured motorist, you may think you have no recourse for recovering compensation. However, you may be able to receive compensation from your own auto insurance policy.
Two of the attorneys at Walker, Hamilton & Koenig, LLP began their legal careers as insurance defense attorneys, so we understand how insurance companies work. Insurance carrier lawyers often decide on settlement amounts based on the experience and reputation of the opposing attorney. Our attorneys are known for their record of winning difficult cases at trial. Insurance company lawyers know that we don’t back down. Please call our office or contact us online to schedule a free consultation with our San Francisco uninsured motorist accident attorneys.
State Law Requires Auto Insurance
California law requires that drivers maintain auto insurance in order to keep vehicles registered with the state. The minimum liability insurance requirements for passenger vehicles in California are:
- $15,000 for injury/death of one person
- $30,000 for injury/death of more than one person
- $5,000 for property damage
Insurance carriers are required to report insurance status to the state to try to keep uninsured vehicles off the road. However, this cannot guarantee that people will not drive if they do not have insurance.
Accidents with uninsured and underinsured drivers can happen for reasons such as:
- Hit-and-run accidents
- Hit by someone with a suspended/revoked driver’s license
- Hit by a drunk driver
Auto insurance companies are required to offer drivers an uninsured motorist insurance (UM/UIM) provision and Medical Payments (Med Pay) coverage with their policies. If you have purchased this coverage, we can make a claim on your policy if you are in an accident with an uninsured or underinsured motorist.
Contact a San Francisco Uninsured Driver Accident Lawyer
To schedule a free consultation, please call us today.
Perseverance and Dedication: After Years of Litigation, Including a Three Week Trial and Subsequent Appeal, WHK Reaches Settlement on BehalfView Details
On August 28, 2010, L. Tochilnikov suffered multiple life threatening injuries when he was hit as a pedestrian in aView Details
The attorneys at Walker, Hamilton & Koenig, LLP recently achieved a wrongful death settlement on behalf of the mother of a womanView Details